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Educational Program

Understand Your
Pension Future
Before It's Too Late

You contribute every month but don't know how many years you have left, what you'll receive, or what options exist. Three sessions that explain the Argentine pension system in plain language.

Worker reviewing pension documents and planning their retirement future
3 Sessions
Real examples & updated data

What This Program Is — and What It Isn't

Bancvant is an educational initiative that explains how the Argentine pension system works. We use real, current examples so you can understand your situation clearly.

We do not manage retirement procedures, do not represent anyone before ANSES, and do not offer personalized pension advice. This is informational content, clearly and honestly presented.

Plain language explanations — no legal jargon, no confusing bureaucratic terms
Real, updated examples — based on how the system actually works today
No procedures, no representation — we explain, you decide what to do next
Group of workers attending an educational session about pension rights and ANSES

Three Sessions, Three Layers of Clarity

Each session builds on the previous one. By the end, you'll have a clear picture of where you stand and what paths exist.

Session 01

How ANSES Works

A clear overview of the Argentine pension system: who manages it, how contributions flow, and what the requirements are to qualify for a retirement benefit.

What SIPA is and how it works
Contribution requirements (years and age)
How the initial benefit is calculated
What PUAM is and who it applies to
Session 02

Your Work History

How to read and understand your ANSES work history, what each entry means, and how to check it online from your phone or computer.

How to access Mi ANSES online
Reading your labor history record
Identifying gaps and unregistered periods
Monotributo contributions and how they count
Session 03

Options & Paths Forward

What happens if you have contribution gaps, what a moratoria is, and what options currently exist to complete the requirements for retirement.

What a moratoria is and how it works
Voluntary contribution options
Complementary retirement plans (overview)
Questions to ask a professional advisor
Professional worker aged 40 reviewing financial documents at a desk

Workers Between 35 and 50 Who Want to Understand Their Situation

This program is designed for people who are actively contributing to the pension system but have never had a clear explanation of how it actually works.

Employed workers in dependency

You see SIPA deducted from your payslip but don't know what it's building toward.

Monotributistas and self-employed

You pay every month but aren't sure how your contributions are being counted.

People with gaps in their history

You've had periods without formal employment and want to understand what that means for your retirement.

Important: What We Do and Don't Do

Bancvant provides informational and educational content about the Argentine pension system. We do not manage retirement procedures, do not represent individuals before ANSES, and do not offer personalized pension advice or legal counsel. The information shared in these sessions is general and educational in nature. For specific situations, we recommend consulting a qualified professional.

Ready to Understand Your Pension Situation?

Three sessions. Real examples. No jargon. Start with a clear picture of where you stand.

See How to Join